SQL Query Explainer for Non-Engineers

Explain this SQL for a non-engineer stakeholder.

SQL:
${sql}

Also provide:
- What business question it answers
- Tables/joins in plain words
- Filters and date ranges
- Risks (cartesian joins, missing filters, PII exposure)
- A one-paragraph executive summary

Assume the reader knows spreadsheets but not SQL. Do not rewrite the query unless asked.